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Financial literacy, an outcome of the process of Financial Education, empowers the users of financial services to make informed decisions regarding financial services and products. Financial Literacy can be viewed as the first step towards ensuring the achievement of comprehensive Financial Inclusion. Financial Inclusion is a necessity, which needs to be prioritized to ensure that the fruits of development become easily accessible to every stratum of society. Financial literacy, in that sense, is considered as an important adjunct for promoting financial inclusion, financial development, financial stability and ultimately financial well-being of individuals

This Financial Education Handbook contains various topics, which create financial awareness that is aimed at generating confidence in the financially undereducated and underserved sections of the society. This handbook will also enable the reader
to use the financial services and products more effectively, thereby enabling more people to optimally use financial services provided by the formal financial sector.

The content of this handbook will empower the underserved sections of the population to fully comprehend and access a wide range of financial products and services like a basic savings bank account, need-based credit, remittances facility, investment options, insurance and pension. With the surge in technological innovations, coupled with the penetration and entrenchment of technology in our lives, it is hard to dissociate financial services from digitalization. This handbook provides an introduction to the world of Digital Financial Services. This handbook is also expected to guide readers on various social security schemes and other financial schemes provided by the government of India.


Please visit here to download the Financial Education workbook in English or other regional languages


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